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By Nathan Dawson |
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Five Steps Before Filing Divorce
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The sooner you get copies, the sooner your attorney can proceed with determining how much in alimony and child support, if anything, your spouse will owe. Copy the following:
Tax returns
Evidence of your spouse’s earnings
Bank statements and check registers
Retirement and investment account statements
Life insurance policies
Social security statements
Mortgage documents and automobile titles
Financial statements
Credit card statements
Wills and living trusts
Know your family’s budget and expenses. Look through your check register and become familiar with your monthly cash expenditure. This information will be crucial in making a realistic assessment of what it will take for you to start over, financially. Yes, there is life after divorce… so plan ahead.
Consult with an experienced divorce financial planner. You will need to decide on a winning debt-management strategy. Consider paying down the debt before your divorce to help make things easier afterward, regardless of what the divorce settlement is. Also, take a good look at your credit history. Do as much as you can to improve your credit rating before your divorce is final.
Take an inventory of your possessions. This task may seem daunting at first. Just start with one major thing at a time including cars, furniture, appliances and jewelry, then work down to the minor stuff. This can be the more tedious aspect of what may be an otherwise easy divorce.
Nathan Dawson writes for great online source for finance information.
Article Source : www.womenbrands.com
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