So, if the subject of money comes up relatively quickly
with a prospective partner, you should be wary.
The subject of money can take many forms.
Some
participants in online dating scams will ask you straight out for cash
donations (often to help them deal with supposed emergencies) but others
will be more subtle.
Often the money you stand to lose will take the form of
payments to what seems like a third party, as in
telephone online dating
scams. Telephone online dating scams often involve the prospective partner
asking you to call him or her on a particular number, which is secretly
charging you several dollars per minute. These online dating scams can
cause you to run up huge phone bills, but because you do not see your bill
immediately you may not realize what is going on until you are already in
serious trouble.
One of the most common online
dating scams is a
variation on the 'Nigerian' scam, which you may well have encountered
before in email. In this online dating scam, the person whom you have an
interest in, who often claims to be living in an African country, will
tell you that he or she has received some money in the form of money
orders that can not be cashed there. The person will then ask you to cash
the money orders in your bank and wire the money. The money orders will be
forgeries and you may even find yourself charged by your bank for
submitting them; however, they can take several weeks to process, so many
people fall for these online dating scams and wire the money before they
find out what is truly going on.
If the person
you have met online lives far away, one
of the most tempting ways to spend money is on travel, to enable them to
visit you. Many online dating scams take advantage of this with set-ups
that enable this prospective partner to pocket the money.
You can avoid these online dating
scams by never
sending cash and never allowing the other person to determine exactly what
travel arrangements or agencies will be used.
While you should not allow online dating scams to put
you off when
looking for love online, it is important to be aware of them.
Remember that any genuine person you meet will know about online dating
scams, too. If they care about you, they will respect your need to be
careful.